# Overview

## [⚪](https://emojipedia.org/white-circle/) Intro to Perlin

<figure><img src="https://4278069073-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FtlXamLD6eEKIb8nPmkyq%2Fuploads%2FlHcV1RC382CsyUULj1kX%2Fperlin_testnet_image.png?alt=media&#x26;token=553b6dc8-5ee3-47d1-b214-5ea5f89590f3" alt=""><figcaption></figcaption></figure>

Perlin Finance is an omnichain lending protocol, enabling supply of crypto assets as collateral to borrow other omnichain asset. Each account accrues interest by supplying any omnichain asset to the protocol.\
\
The protocol is open-source and governed / maintained by community.

Please join us in the Perlin [Discord ](https://discord.gg/perlin)server. Your feedbacks help us improve, so please don’t hesitate to ask if you can’t find what you are looking for here.

## 3 Subprotocols

Perlin has 3 subprotocols within it that integrates its lending protocol seamlessly.&#x20;

1. **PerlinLend, permissionless lending markets** - **PerlinLend** is the core lending facility for omnichain assets, allowing debt origination, customized non-custodial loans, and onboarding collateral assets to the omnichain economy.  &#x20;
2. **PerlinSwap, a native AMM** - **PerlinSwap**is the first AMM with native asset transfers without any slippage. Leveraging Neo blockchain, the swap offers instant guaranteed finality and deep liquidity from consolidated pools.
3. **NXD,  Neo-backed CDP / Bond -** Perlin issues a stablecoin, NXD, a USD pegged asset. NXD is the first stablecoin to collaterize native Neo to isssue onchain bonds, leveraging Neo's deep liquidity.&#x20;

Website: <https://perlin.app>\
Twitter: <https://twitter.com/perlinfinance>\
Discrod: <https://discord.gg/perlin>


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